Rental with a developer loan

Finance the last 40–50% with the developer; rent covers the payment.

Entry

from $10k down

Horizon

long-term

Range

illustrative: 7–10% gross on price

Several developers (Megakim, Kingston) finance the balance at handover: 10–15 years at 10% a year, with no bank and no income checks. The unit is let as soon as the building is delivered, and the rent covers the monthly payment. We count conservatively: 11 months of rent a year (one month for finding a tenant and the manager's fee), a management fee of about $1/m², and 14% rental tax (withheld when a management company is used). Realistic gross yields in central Phnom Penh are 6–9% of the purchase price.

Cambodia Start is an independent platform, not a developer; the developer is named on every listing. Calculations are scenarios with the stated assumptions, not promised returns. A GRR is a contract with the developer, not a Cambodia Start guarantee. Prices are developer figures as of the date shown.